SwipeYield Review
A highly customizable card that rewards users based on their selected spending pillars, accompanied by digital entertainment perks.
LifestyleOTTEntertainment
Equitas Selfe Credit Card
By Equitas Small Finance Bank
3.7SwipeYield Rating
Joining FeeLifetime Free
Annual Feeā¹1,000 + GST
Fee Waiver:
Varies by account linkage and spend milestones
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Reward TypeReward Points
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NetworkVisa, Mastercard
Rewards
Base
0.70% (2 Points per ā¹100 on general spends; 1 Point = ā¹0.35)
Accelerated
3.50% (10 Points per ā¹100) on any two selected categories (Dining, Grocery, etc.)
Lounge Access
4 domestic airport lounge visits per year (1 per quarter)
Pros
- Choice of reward categories
- Complimentary OTT subscriptions (Amazon Prime, SonyLIV, etc.)
Cons
- Small Finance Bank network might limit service reach
- Higher interest rates on defaults
Eligibility
- Resident of India
- Stable income
- Minimum age 21