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SwipeYield Review

A transactional card designed to provide liquidity through low-cost EMI options at partner retail outlets.

ShoppingEMIPartner Merchant

Equitas Tiga Credit Card

By Equitas Small Finance Bank

3.2
SwipeYield Rating
Joining FeeLifetime Free
Annual Fee₹500 + GST
Fee Waiver:

Generally waived for Equitas premium account holders

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Reward TypeReward Points
🌐
NetworkVisa, Mastercard

Rewards

Base

0.15% (1 Point per ₹100 spent; 1 Point = ₹0.15)

Accelerated

0.45% (3 Points per ₹100) on partner merchants and UPI transactions

Lounge Access

āœ•

No lounge access with this card

Pros

  • "Pay-by-3" no-cost EMI facility for partner spends
  • Low joining and annual fees

Cons

  • Very low reward rates
  • No travel or lounge benefits

Eligibility

  • Salaried or self-employed
  • Target age 21-65