SwipeYield Review
The premium variant of the Swiggy card, doubling the cashback rate for top-tier platform users
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HDFC Swiggy BLCK
By HDFC Bank
4.5SwipeYield Rating
Joining Fee₹1,000 + GST
Annual Fee₹1,000 + GST
Fee Waiver:
Above 2L
🎁
Reward TypeCashback
🌐
NetworkMastercard
Rewards
Base
1%
Accelerated
10%
Lounge Access
✕
No lounge access with this card
Pros
- Industry-leading 10% cashback on Swiggy ecosystem
- Joining fee waiver option
- Premium golf access
Cons
- Lack of lounge access for a ₹1,000 fee card
- Strict monthly caps
- High income eligibility
Eligibility
- Net monthly income >₹1 Lakh for salaried
- Annual ITR >₹12 Lakh for self-employed