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HSBC Travel One
By HSBC
4.2Editorial Rating
Joining Fee₹4,999 + GST
Annual Fee₹4,999 + GSTWaiver: Above 8L
Reward TypeRewardPoints
NetworkMastercard, Visa
⭐️
Base Reward Rate
2%
⚡
Accelerated Reward Rate
4%
Editorial Review
A premium, travel-centric card offering flexible global mile transfers and instant mobile-based redemption
Pros
Instant redemption to a wide range of global partners
Comprehensive airport transfer services
High return on travel and forex spends
Cons
High forex markup fee of 3.5%
Reward utility is heavily skewed toward travel-only redemptions
High spend requirement for fee waiver
🛋️ Lounge Access
6 complimentary domestic lounge visits and 4 complimentary international lounge visits per year
Eligibility Criteria
Minimum age 21
Available to salaried and self-employed individuals with high credit scores