SwipeYield Review
A popular lifestyle card offering balanced rewards on movies, dining, and daily shopping.
LifestyleShoppingEntertainment
ICICI Bank Coral Credit Card
By ICICI Bank
3.0SwipeYield Rating
Joining Fee₹500 + GST
Annual Fee₹500 + GST
Fee Waiver:
Waived on spending ₹1.5 Lakhs in the previous year
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Reward TypeReward Points
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NetworkVisa, Mastercard, RuPay
Rewards
Base
0.5% (2 points per ₹100 spent)
Accelerated
1% (4 points per ₹100) on groceries and department stores
Lounge Access
1 complimentary domestic lounge access per quarter on spending ₹75,000 in the previous calendar quarter
Pros
- Affordable entry-level card
- Buy-one-get-one movie offers
- 15% dining discounts
Cons
- High spend hurdle for lounge access
- Low base reward rate
- Excludes points on fuel
Eligibility
- Salaried: ₹25,000 monthly income
- Age 21-65