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ICICI Bank Platinum Chip Credit Card

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SwipeYield Review

A basic no-frills card ideal for building credit and accessing basic bank offers.

BeginnerShoppingLifetime Free

ICICI Bank Platinum Chip Credit Card

By ICICI Bank

2.5
SwipeYield Rating
Joining FeeLifetime Free
Annual FeeLifetime Free
Fee Waiver:

Waived on spending ā‚¹50,000 in the previous year (often Lifetime Free)

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Reward TypeReward Points
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NetworkVisa, Mastercard

Rewards

Base

0.5% (2 points per ā‚¹100 spent)

Accelerated

N/A

Lounge Access

āœ•

No lounge access with this card

Pros

  • Zero or low annual fees
  • High approval rates
  • Simple reward structure

Cons

  • No travel or movie benefits
  • Low reward rate
  • Basic aesthetic

Eligibility

  • Monthly income of ā‚¹20,000+
  • Available against Fixed Deposit