SwipeYield Review
A high-end lifestyle card offering global travel perks and accelerated rewards without any recurring costs.
PremiumTravelLifestyleLifetime Free
IDFC FIRST Wealth Credit Card
By IDFC FIRST Bank
4.5SwipeYield Rating
Joining FeeLifetime Free
Annual FeeLifetime Free
Fee Waiver:
Not Applicable (Lifetime Free)
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Reward TypeReward Points
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NetworkVisa
Rewards
Base
0.5% (3 points per ā¹150)
Accelerated
1.66% (10 points per ā¹150) on monthly spends above ā¹20,000 and on birthdays
Lounge Access
2 Domestic and 2 International lounge/spa visits per quarter on spending ā¹20,000 in the previous month
Pros
- Premium card with zero fees
- Low 1.5% forex markup
- Free international lounge and spa access
Cons
- Reward rate is low for spends under ā¹20k
- No points on fuel or EMI
- Lounge access is spend-based
Eligibility
- Salaried/Self-Employed
- Minimum annual income of ā¹36 Lakhs