CashbackGroceryFuelAll CardsTop Pick
Kotak Cashback+
By Kotak Mahindra Bank
3.5Editorial Rating
Joining Fee₹750 + GST
Annual Fee₹750 + GSTWaiver: Above 2L
Reward TypeRewardPoints
NetworkVisa, RuPay
⭐️
Base Reward Rate
0.5%
⚡
Accelerated Reward Rate
5%
Editorial Review
A straightforward household savings card targeting digital entertainment and physical fuel expenditures
Pros
High 3% cashback on fuel (rare for cashback cards)
Covers OTT and gaming in entertainment
Direct 1:1 redemption
Cons
Combined monthly capping of ₹500 on 5% and 3% categories
Low base reward rate for its fee tier
Eligibility Criteria
Minimum age 18; Available to salaried and self-employed individuals