SwipeYield Review
A premium co-branded card offering top-tier rewards across the Tata group's expansive retail and travel network.
PremiumTravelGroceryShoppingUPI
Tata Neu Infinity HDFC Bank Credit Card
By HDFC Bank
4.4SwipeYield Rating
Joining Fee₹1,499 + GST
Annual Fee₹1,499 + GST
Fee Waiver:
Annual fee waived on spends exceeding ₹3 Lakh in a year
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Reward TypeReward Points
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NetworkRuPay, Visa
Rewards
Base
1.5% NeuCoins on non-Tata partner spends
Accelerated
5% NeuCoins on Tata brands; Additional 5% via NeuPass on selected categories
Lounge Access
8 domestic visits and 4 international visits (via Priority Pass) per year
Pros
- High 5% base reward on major brands like Croma and BigBasket
- Excellent UPI reward potential
Cons
- Higher annual fee
- Rewards are best used within the ecosystem
Eligibility
- Minimum monthly income of ₹1 Lakh
- Age 21-60
- High credit score