SwipeYield Review
A value-focused co-branded card that maximizes savings for frequent users of Tata-owned digital platforms.
Co-brandedGroceryShoppingUPI
Tata Neu Plus HDFC Bank Credit Card
By HDFC Bank
4.0SwipeYield Rating
Joining Fee₹499 + GST
Annual Fee₹499 + GST
Fee Waiver:
Annual fee waived on spends exceeding ₹1 Lakh in a year
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Reward TypeReward Points
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NetworkRuPay, Visa
Rewards
Base
1% NeuCoins on non-Tata partner spends
Accelerated
2% NeuCoins on Tata partner brands (BigBasket, 1mg, Air India Express, etc.)
Lounge Access
4 complimentary domestic airport lounge visits per year
Pros
- Seamless integration with the Tata Neu app
- RuPay variant allows UPI rewards
Cons
- Reward value is largely locked within the Tata ecosystem
- Lower reward rates for general shopping
Eligibility
- Minimum monthly income of ₹25,000
- Age 21-60 years