SwipeYield Review
A super-premium metallic card designed for UHNIs, offering unmatched lifestyle and international travel benefits.
Super-PremiumTravelLifestyle
Times Black ICICI Bank Credit Card
By ICICI Bank
4.7SwipeYield Rating
Joining Fee₹20,000 + GST
Annual Fee₹20,000 + GST
Fee Waiver:
Waived on annual spending of ₹25 Lakhs
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Reward TypeReward Points
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NetworkVisa
Rewards
Base
2% on domestic spends
Accelerated
2.5% on international spends; Milestone gift cards worth up to ₹20,000
Lounge Access
Unlimited global lounge access via Priority Pass for primary and plus cardholders
Pros
- Unlimited global lounge access
- Aggressive 1.49% forex markup
- Curated luxury services
Cons
- Very high annual fee
- Rewards capped on utility and government spends
- Rewards not applicable on rent
Eligibility
- Salaried: ₹2 Lakhs monthly income
- Self-Employed: ₹24 Lakhs annual income