Update

Lets decode all the hype around Roarbank.🦁

💳Is that 20% cashback legit or just noise? Here’s the Swipe Smarter take:

The Good:

* 20% Cashback: Pick 2 categories monthly (Fuel, Groceries, etc.).

* RuPay UPI: Perfect for QR scans.

* Cost: Lifetime Free (LTF).

* Grace Period: 62 days to pay.

The Bad:

* The Trap: It spends your savings balance before your credit limit by default.

* Capped: Max cashback is ₹2,500/month.

* Bloat: You’re forced to open a Unity SFB savings account.

Verdict: Great as a "utility card" for specific 20% categories. Skip if you hate managing extra bank accounts or already have premium heavy hitters.